So last night I sat with BF took look at everything we have to pay monthly, the debt we have and things that needs to be fixed on the car. Not a pretty picture, jumping off a bridge into a big ass pit of fire sounds more fun.
I listed everything in order of importance and work out if we spend all our extra money on the car and debt it will take us about 18 months to pay everything off, but then for the next 18 months we wont be able to take out a DVD, get take always buy anything nice and really is that how I want to live for 18 months and then be depressed? I’ll end up having to go on pills and we would have to pay for that as well!!!!!
So we decided that we pay the min amount on our debt, budget in for savings for birthdays and unexpected things that always happens; saving for December vacation by his mom for 2 weeks. This will at least make me feel that I’m working towards something.
On the list we are starting to pay the things off in order of importance:
1) Deposit on apartment
3) The Car
4) Then the debt with the highest interest.
This makes me feel that even if I’m paying what needs to be paid we still get to have fun and enjoy the money we are working so hard for. BF was so onboard with all of this until we talked about his mother…
Then he had this brain wave he does not care how much money he get end of Feb, he is flying his mother down for a visit and he does not care if we eat bread for the entire month or 7 he wants to see his mother!!!
I mean OMG one minute he is pro lets work wisely with our money and the next he is like “fuck the budget, I am the budget”.
I understand that he has not seen his family since May when we went to go visit and my kids would love to see their granny, but if we save end of Feb & March and add end April we an fly her down for 10 days over Easter!!!
I mean doe that just not sound better?
So now I need advise!!!! What would you do?
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